Investment Club
in collaboration with WPEA
What is an investment Club?
An Investment Club is a group pooling money to invest together in larger opportunities.
What is Pearlvest?
Pearlvest is an investment club for Muslim women, focusing on Sharia-compliant investments. Our mission is to empower women through ethical investing, allowing members to pool resources for larger opportunities while following Islamic values.
Why Pearlvest?
An ethical investment club for Muslim women. We avoid alcohol, gambling, and interest-based businesses. Pearlvest fosters a supportive community, allowing members to pool resources for larger, diverse investments, promoting financial independence and empowerment.
Membership Details
Unit Fee
$1,000
Each unit of investment in Pearlvest is $1,000. Members have the option to purchase multiple units to increase their stake in the club.
Membership Fee
$199
There is a one-time membership fee of $199 per person, which covers administrative costs and ensures the smooth operation of the club.
Duration
Min. 5years
The initial commitment to Pearlvest is for 5 years, with an option to extend membership for another 5 years, providing flexibility and long-term growth potential.
Membership Benefits
The Poised Muslim™ Wealth Dua ($29 value)
Ultimate Saving Discipline Formula ($29 value)
The Halal Wealth Protection Workbook ($39 value)
& more.
How to Join Pearlvest
Indicate interest in the club and give your email address.
Risk tolerance test: Take the risk tolerance test.
If you qualify you will receive an email to fill out the online application/ KYC form.
Orientation: Attend an orientation session to understand the club’s operations, goals, and investment strategies.
Payment: Pay the initial unit fee and membership fee to secure your spot.
Frequently Asked Questions
How much money can I invest?
Minimum amount is $1,000 per unit. No upper limit.
What is the investment timeline?
5 years with an option to reinvest capital for another 5 years.
What types of investments will the club consider?
We’ll explore a range of opportunities, including stocks, mutual funds, ETFs, and other asset classes based on member preferences and market conditions.
How are returns paid?
Returns will be paid to the member’s account provided during registration, either when dividends are paid or at full maturity when capital and profit are returned, and they will be paid in the currency the club invests in.
How will I know my money is invested?
You will be notified by email, and it will be displayed on your dashboard.
How do I keep track of my money and see its growth?
Your investment status will be displayed on your member dashboard.
What measures ensure transparency and accountability?
We’ll maintain detailed records of all investment decisions, performance, and transactions, accessible on the dashboard. Admins will foster an open and collaborative environment for addressing questions and concerns.
How will I know my returns?
This information will be available on your dashboard once you qualify and are accepted into the club.
Is my money safe?
We use a reputable custodian to administer trade instructions and custody funds. All income from investments will go into the club’s designated sub-account with our custodian. Unused funds remain with the custodian until fully invested.
How do I get my funds back after investment matures?
You will be notified of matured investments. Funds will be available for immediate withdrawal after full maturity.
What is the management fee?
Annual management fees are 2% of Net Asset Value.
Do I pay the membership fee annually?
No, this is a one-time fee.
Do I pay the management fees annually?
Yes, 2% of your Net Asset Value (investment amount plus/minus profit less any fund expenses) will be automatically deducted from your investment account.
Why do I have to pay this fee?
This fee compensates the managers for their time, tools, and expertise in selecting the best investments and managing your portfolio, including legal expenses, portal development, maintenance, and administration costs.
Do I pay for each club unit purchase?
No, the fee is per member, not per unit.
Conclusion
Pearlvest is more than an investment club; it is a movement towards financial empowerment and ethical investing for Muslim women.
By joining Pearlvest, you become part of a supportive network dedicated to growth and ethical investing.
Together, we can create a brighter, more prosperous future for all members.